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goals, creating a written financial plan, and distinguishing between needs and wants. Wednesday, July 19 4:00 p.m. - 5:30 p.m. Wednesday, September 28 10:00 a.m. - 11:30 a.m. Saturday, November 5 10:00 a.m. - 11:30 a.m. /metadata 256 2014-04-16T15:00:12-04:00 2015-06-22T11:22:12-04:00 View documentation required for your loan application, Payments can be spread out up to 84 months, Pay your SEFCU loan from an account at another financial institutionfrom your phone, tablet, or computer, Learn about SEFCU's commitment to providing an accessible website or report any accessibility issues at, Flexible repayment terms (12 to 60 months), Receive the entire amount in one lump sum. Open your new SEFCU account and start taking advantage of all the benefits of SEFCU membership. Were fighting hunger with the Freight Farm, which could help grow 36,000+ heads of lettuce/year to be distributed to those in need. g1x/IElK9Zng7/Md/ckpXrM8Hf5jv7klK9Zng7/Md/ckpXrM8Hf5jv7klK9Zng7/ADHf3JKZNcHC Create a heart map as you explore your own passion and drive to make a positive social impact.

k0lM/wDnZ/5q8/8A7Z/2pKYn6ztJk9L6jr4McPyPSUt/zmZ/5WdS/wAx3/k0lK/5zM/8rOpf5jv/ Learn to write personal checks and record transactions in a check register. Wednesday, August 17 11:00 a.m. - 12:30 p.m. Saturday, October 15 10:00 a.m. - 11:30 a.m. Tuesday, December 13 6:00 p.m. - 7:30 p.m. Learners create a dynamic adventure-based storyline by guiding our friend Finn through a series of spending, saving, sharing, and earning experiences. Adobe InDesign 7.0 saved Adobe InDesign 7.0 9ldA/wC4GP8A5tX/AJJJTKvp3RKrG21YVDHsIc1zRUCCDII9ySm79qr8P+kz/wAmkpX2qvw/6TP/ Explore how to create clarity in the scope of work that you venture to do, building a portfolio of references, and financial variables to consider. KSUpJSklKSUpJSklKSUhv/ncf/jD/wCe7ElKw/6JR/xbP+pCSkySlJKUkpSSlJKUkpSSlJKUkpSS xmp.iid:5460654AEB18E5118439F46F3856A641 BkbpJ7Rta5JTR9H67f6fA+5//pNJSvR+u3+nwPuf/wCk0lK9H67f6fA+5/8A6TSUr0frt/p8D7n/ 9KJKV/zWy/8Aypw//Yi//wBKJKS4vQOpYWQzKxul4bLajLHfaLjB+DnkJKeownZj8Zjs9jK8gzvb LK/7a/2pKV/zy6X/AKLK/wC2v9qSnVwM6nqOK3LoD2seSALBtd7THHySU2UlKSUpJSklKSUpJSkl

/;/metadata proof:pdf kdY/9hGf+lElK+39S/7kdY/9hGf+lElK+39S/wC5HWP/AGEZ/wClElK+39S/7kdY/wDYRn/pRJSv ACaSlfaq/D/pM/8AJpKV9qr8P+kz/wAmkpX2qvw/6TP/ACaSlfaq/D/pM/8AJpKV9qr8P+kz/wAm Learn basic banking and terms associated with savings and checking accounts. application/pdf /qQkppdW6Rk9SsrfRn34QrBBbSSA6e5hzUlND/mt1H/y8zf853/pRJSv+a3Uf/LzN/znf+lElK/5 2014-04-16T14:59:48-04:00 Become familiar with several elements of home buying, such as: the roles of the realtor, home inspector, loan officer, buyer and seller. NNZJ1mf/ADBJTObv3W/5x/8AIJKVW1wLi+AXGYBnsB4DwSUwv/ncf/jD/wCe7ElJklOd1ToeJ1Z7 /;/metadata xmp.iid:935544890C5CE2119AC4B6D2A4C68079 Adobe InDesign 7.0

A variety of topics regarding growing, protecting, and saving funds for retirement will be discussed. p/8AJpKVW5x3B0EtMSNOwPn4pKYX/wA7j/8AGH/z3YkpMkpy+uWGvHc4ZFOLrWPUvYHs/wAJpB7p WJKV+x/q9/3Exf8ANYkpX7H+r3/cTF/zWJKV+x/q9/3Exf8ANYkpX7G+rx0GJi/5jElM/wBgdE/7 /o3fe3/ySSleo/8A0bvvb/5JJSvUf/o3fe3/AMkkpW93+jd/0f8AySSmaSmBe4GBW4+Y2/xckpXq Adobe InDesign 7.0 /;/metadata e6d/n/8AmaSlfbvrd+907/P/APM0lK+3fW797p3+f/5mkpX2763fvdO/z/8AzNJSVtv13cA5rMEg pX2zE/09f+e3+9JSvtmJ/p6/89v96SlfbMT/AE9f+e3+9JSvtmJ/p6/89v8AekpX2zE/09f+e3+9 Watch the story unfold as youth practice problem-solving and critical thinking to make financial decisions while prioritizing needs and wants. Adobe InDesign 7.0 xmp.did:5660654AEB18E5118439F46F3856A641 2014-04-16T15:02:11-04:00 Wednesday, July 13 6:00 p.m. - 7:30 p.m. Tuesday, September 6 6:00 p.m. - 7:30 p.m. Thursday, October 13 6:00 p.m. - 7:30 p.m. ADf/AFMkpX/PLpn/AHFz/wDN/wDUySlf88umf9xc/wDzf/UySmbfrr01ogYmd862n8tqSlO+u3Tn saved Learn to record all transactions using a spend/debit register. 2014-04-16T15:11:34-04:00 /nH/AMgkpU3fut/zj/5BJSpu/db/AJx/8gkpk3dHuAB8jP8AAJKRX/zuP/xh/wDPdiSkySkVzMZx uweoOwWsBDmtrD9xPfVzUlNH9g9f/wDL2z/tgf8ApRJSv2D1/wD8vbP+2B/6USUr9g9f/wDL2z/t This concept will be the backdrop while you explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports. f80//Npn/wDb3+xJSv8Amn/5tM//ALe/2JKV/wA0/wDzaZ//AG9/sSUr/mn/AObTP/7e/wBiSlf8 9vu/9KJKV631u/7g0f8Ab7v/AEokpXrfW7/uDR/2+7/0okpXr/W4f9oaP+33f+lElM/tn1x/7gYv Adobe InDesign 7.0 /metadata f/LzN/znf+lElK/5rdR/8vM3/Od/6USUr/mt1H/y8zf853/pRJSv+a3Uf/LzN/znf+lElK/5rdR/ kpXrM8Hf5jv7klK9Zng7/Md/ckpXrM8Hf5jv7klK9Zng7/Md/ckpXqtPZ3+a7+5JTNJTA2tBgh2n Explore the tactics used to steal an individuals identity, information, and money. We make it easy to transfer your accounts. default This online webinar is also available for private coordination for schools, groups, businesses and community organizations. yf8Al27/ALaH/kklK/YX1k/8u3f9tD/ySSlfsL6yf+Xbv+2h/wCSSUr9hfWT/wAu3f8AbQ/8kkpX Working in teams, participants will develop a creative presentation synthesizing their knowledge of the targeted financial and goal-setting concepts and skills. L/0uV/27/sSUr/mb0v8A0uV/27/sSUr/AJm9L/0uV/27/sSUr/mb0v8A0uV/27/sSUr/AJm9L/0u

A metaphoric visioning activity is incorporated to help with future financial aspirations.

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saved SEFCUs Institute for Financial Well-Being offers free virtual financial education courses throughout the year. pX2yv/SU/wDbo/8AIpKV9sr/ANJT/wBuj/yKSmTcygzvtqHhFgP9ySl3ZeNHtuqJ8C8D+9JTD7ZX Discover how to maintain your credit history and keep it working favorably into your financial future. KSUpJSklKSUpJSklIb/53H/4w/8AnuxJSZJTldYzepYtlbcDAfmtcCXObYa9pnjRJTn/ALX+sP8A

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xmp.iid:8D94704899C5E3119A1DA9D4DA5F5FB9 saved Adobe InDesign 7.0 256 /ekpX2zE/wBPX/nt/vSUr7Zif6ev/Pb/AHpKV9sxP9PX/nt/vSUhvzMT1cf9PX/OH89v+js80lP/ SUpJSklKSUpJTl9S/wCcf2gfsn7L6G0T6+7dukz9Hskpqf8AZt/3Q/8ABElK/wCzb/uh/wCCJKV/ AD3YkpWH/RKP+LZ/1ISU5/WcjrNNlY6WcUNLTv8AtLoMzpt9wSU532763fvdO/z/APzNJSvt31u/ 2Mt/9KpKV9l6f/3H6X/7GW/+lUlK+y9P/wC4/S//AGMt/wDSqSlfZen/APcfpf8A7GW/+lUlK+y9 Following reading and discussion, children are encouraged to create their own save jar and to establish a financial goal. kpX2qvw/6TP/ACaSlfaq/D/pM/8AJpKV9qr8P+kz/wAmkplS5rnWFpDhv5Gv5rUlLX/zuP8A8Yf/ j42bRZa/RrGgkmBP7ySmeV1bCwrfQysumqyAdrmmdePzklIP+cfSP/LDH+4/+SSUr/nH0j/ywx/u Pn4r67BuY4Uu1HzckpJ9m+tH/c3F/wC2T/5JJSvs31o/7m4v/bJ/8kkpX2b60f8Ac3F/7ZP/AJJJ APpNJSvR+u3+nwPuf/6TSUr0frt/p8D7n/8ApNJSvR+u3+nwPuf/AOk0lK9H67f6fA+5/wD6TSUr Focusing now on early employment will help improve long-term career outcomes and a sustainable financial future. 2013-04-18T11:25:31-04:00 8zf853/pRJSv+a3Uf/LzN/znf+lElK/5rdR/8vM3/Od/6USU9EkpDf8AzuP/AMYf/PdiSlYf9Eo/ P+pakphf/O4//GH/AM92JKTJKc/qnT6epN9C6+3Ha0seH0vDHEj1BEkHTVJTm/8ANTA/8ss3/t9v nfVz/uJ/4Lb/AOlElK/5nfVz/uJ/4Lb/AOlElK/5nfVz/uJ/4Lb/AOlElK/5nfVz/uJ/4Lb/AOlE 2013-01-15T10:19:33-05:00 Tc7xSU3klKSUpJSG/wDncf8A4w/+e7ElJklKSUpJSklKSUpJSklKSUpJSklKSUpJSklKSUpJSklK EhMTExIYFBIUFBQUEhQUGx4eHhsUJCcnJyckMjU1NTI7Ozs7Ozs7Ozs7AQ0LCxAOECIYGCIyKCEo 013 /;/metadata 1h/8pbf/AGIKSlftf6w/+Utv/sQUlK/a/wBYf/KW3/2IKSlftf6w/wDlLb/7EFJSv2v9Yf8Aylt/ /;/metadata xmp.iid:1B0883E45E5EE211AC7E8F51AA87E6A2 1nDqn0vTZPO3aJ+5JTP16f8ASN+8JKXa9j52ODo5gykpkkpSSlJKUkpSSlJKUkpSSkN/87j/APGH SUr0frt/p8D7n/8ApNJSvR+u3+nwPuf/AOk0lO6zeGN9SC+BuI4nvCSmSSlJKQ3/AM7j/wDGH/z3 2013-01-11T11:32:48-05:00 A+5//pNJSvR+u3+nwPuf/wCk0lK9H67f6fA+5/8A6TSUr0frt/p8D7n/APpNJSvR+u3+nwPuf/6T ACaSlf8AOZn/AJWdS/zHf+TSUr/nMz/ys6l/mO/8mkpX/OZn/lZ1L/Md/wCTSUyb9ag0QOl9Q+dR Tuesday, June 7 12:00 p.m. - 12:45 p.m. r1H/AOjd97f/ACSSleo//Ru+9v8A5JJSt7v9G7/o/wDkklM0lMC9wMCtx8xt/i5JSvUf/o3fe3/y Participants will be exposed to key concepts about paychecks, such as: the differences between gross and net income, details on pay stub (i.e. Topics will help in understanding the importance of early planning for retirement. /pKf+3R/5FJSvtlf+kp/7dH/AJFJSvtlf+kp/wC3R/5FJSvtlf8ApKf+3R/5FJSvtlf+kp/7dH/k Work in teams, share learning experience, brainstorm, and compare various ideas based on a common theme. V6VX7jfuCSlelV+437gkpXpVfuN+4JKV6VX7jfuCSlelV+437gkpXpVfuN+4JKV6VX7jfuCSl2sY 7gkpXpVfuN+4JKV6VX7jfuCSlelV+437gkpXpVfuN+4JKV6VX7jfuCSlelV+437gkpXpVfuN+4JK Tuesday, August 16 12:00 p.m. - 12:45 p.m. Thursday, October 6 12:00 p.m. - 12:45 p.m. Thursday, November 17 12:00 p.m. - 12:45 p.m. Learners will explore how to make informed consumer decisions through role-playing exercises. AMYDAREAAhEBAxEB/8QBQgAAAQUBAQEBAQEAAAAAAAAAAwABAgQFBgcICQoLAQABBQEBAQEBAQAA +gwPvf8A+lElK9b67f8AcfA+9/8A6USUr1vrt/oMD73/APpRJSvW+u3+gwPvf/6USUr1vrt/oMD7 ML/53H/4w/8AnuxJSsP+iUf8Wz/qQkpzfrBu9AbRnE76/wDk4xbxb9LQ+3+MJKR9E6e53p9Qdk9U Thursday, July 21 6:00 p.m. - 6:45 p.m. Wednesday, September 14 6:00 p.m. - 6:45 p.m. Tuesday, October 18 6:00 p.m. - 6:45 p.m.